By default, customers will receive a coupon payment book to be able to mail in with monthly payment. Customers, may also pay in store or with a credit/debit card over the phone. Customers can opt in for automatic monthly payments on any major credit/debit card (Visa, MasterCard, Discover & American Express). We do not have the ability to accept “e-checks” or automatic EFT (Electronic Funds Transfer) from your bank account, but we can use your debit card (with Visa/MC symbol) through our Automatic Card processing for you if you like.

If Yearly option is chosen, the initial payment covers the first 12 months up front. Once the 12 months have passed, the rental will default to the monthly rate as stated on the contract, defaulting to a monthly contract at that time. Customer can choose to pay up another 12 month yearly payment at the same discounted yearly rate that you initially paid. However, that yearly payment will re-up the same yearly term as the initial yearly rental. (see “term length” details for more information)

Damage Protection Plan
Covers normal wear and tear, accidental dropping of instrument and damage with a coverage limit of $60 per occurrence. There are no deductibles. Repairs exceeding $60 coverage limit will have the first $60 covered with the customer responsible for remaining balance. Customers may upgrade their insurance coverage at any time during the contract but the contract holder must be present with the rental instrument in store. Insurance upgrade cannot be performed at the time of a repair.

Damage, Lose & Theft Protection Plan
Covers normal wear and tear, accidental dropping of instrument and damage with no coverage limit. There are no deductibles.
Loss or theft is covered under the following terms: Loss and/or Theft claims MUST be reported to Kessler & Sons Music and accompanied by an official Police Report (school incident reports are not acceptable) within 48 Hours of occurrence. Police Report MUST specify Kessler & Sons Music as a victim and legal owner of instrument. The customer is responsible for verifying that the Police Report lists specifically the correct 1) Instrument Type 2) Brand of Instrument 3) Serial Number of Instrument 4) Stated Value of Instrument according to the rental contract. Provided accessories (including but not limited to bow, flute plugs, strings, neck strap, ligature, padsaver, mouthpiece,cap, case) are not covered as “loss” during return / cancellation of rental. Where applicable, “Monthly Installment” payment plan accessories are not covered under Loss/Theft coverage. Any report that is filed incorrectly will NOT be covered by insurance.

Kessler & Sons Music retains the sole authorized repair facility under the terms of this agreement and will not cover repair costs from other persons or companies. Rental Payments MUST be current for any applicable protection plan coverage. Insurance coverage excludes willful abuse. Kessler & Sons Music reserves the right to cancel insurance coverage in event of willful abuse.

Default Rental agreement is a 1 month minimum rental payment on most instruments. Some instruments carry a 3 month minimum. If customer has chosen a “Yearly” contract option, the initial term of the rental agreement is a Pre-Paid 12 Month Minimum agreement. On a Yearly contract, after initial 12 month requirement has been fulfilled, the contract will default to a standard month-to-month contract at the stated “Monthly Payment” rate. Customer can choose to renew “Yearly” contract rate under the same initial “Yearly” terms. There are no refunds for pre-paid rent on any rental contracts.

1 Month Minimum Contracts are for student musicians enrolled in a school music program inside of Southern Nevada. Instruments rented for adult only use does not apply, and can carry up to a 3 month minimum term. Short term rentals carry a 3 month minimum payment regardless of term length. Short term rentals are suspended during the start of the local school year for a period of 2 weeks prior and 5-6 weeks after the start of the school year. See store for details.

Rental payments are due in advance. Rental payment due date will be specified on rental contract. Kessler & Sons Music does not pro-rate rental fees. Customer has 15 days after the payment is due for payment to be received. Payments received after the 15th day are subject to a $5.00 late fee. No Exceptions. Any account that goes beyond 60 days past due date without payment may be subject to a collection agency. Kessler & Sons Music will attempt to contact customer prior to any collection agency submission. Seriously past due accounts may be sold to a collection agency and further account payments, settlement and contact will be solely between collection agency and customer.

Customer assumes full responsibility for the contracted instrument. Customer shall be responsible for damages to or loss of stated instrument unless covered by Optional Insurance coverage (subject to stated terms). Customer is responsible for returning rental with all included accessories and supplies that were provided with rental. Kessler & Sons Music guarantees that supplied instrument will be completely adjusted and delivered in good working order with needed accessories.

Currently, due to the impact of COVID-19, we cannot offer short term rentals. Due to COVID-19, every rental has to be fully disassembled and sterilized before it can be placed back in to our rental fleet for the next customer. This requires between 1-2 hours of repair shop time which far exceeds the cost of a monthly rental. If a customer is willing to pay for the cleaning and sterilization of the rental, then they can, assuming approval, do a 1 month rental term plus the cleaning and sterilization fees. Short term rentals are any rental that is rented with the intention of renting for less than 3 months. – All rentals are for Nevada residents only. We do not offer rentals for customers from out of state, even if they are staying in Nevada for a short period of time.

All rentals on approved credit. Effective 9/8/22, credit approval is performed using a TransUnion, Soft Inquiry, Credit Report. Rental instruments must be delivered to the person listed on the contract either by shipment direct to the customer’s confirmed address or by customer being present in store to take delivery. We cannot accept an out of state application for local rental if the customer is not in store. $8.25/mo advertisement is in reference to any $99 yearly rental which averages out to $8.25 per month. Not all instruments qualify for Yearly program. Listing of instrument does not guarantee availability. New instrument rental brands & models are selected solely by Kessler & Sons Music. Yearly rentals not available on new instruments. Rent-To-Own “rent credit” can only be applied to the same type of instrument on the rental contract (i.e. if you rent an alto sax, you can only apply it towards an alto sax). “Rent Credit” can only be applied towards the Retail Price of a New instrument that is at least of like quality and type (sale prices not applicable), not towards accessories/repairs/services. Usage of “rent credit” requires that the rental instrument is turned in at the time of rent credit application. Contact store for full details.